Top 5 Reasons Why You’re Still Poor

“I’m not poor. I’m rich in love.” You’ve probably heard this many times and while it holds true to so many of us, it can be a perfect excuse to ignore the real problem. Not very many of us like the terms financial management, money, savings, or investments. But beyond this, there are other things that affect the way we use our money and why most of us end up running out of it. In this week’s blog, I will share with you the top 5 reasons why you’re still poor and what you can do to change your situation. 

1. You Want Easy Money

A couple of weeks ago I had a conversation with this woman who is going through a really difficult time in her life – no job, her husband is disabled, she got EIGHT children (capslock para intense) – clearly, they’re barely getting by. She has older kids sending money to help out and they’re also receiving monthly assistance from the government’s program called 4Ps but she claims it wasn’t enough for their delay needs. I understand – I completely understand. 

I felt the need to offer help – I have to. So I asked, “Can you think of any business that you can start even if it’s just a small one?” I was planning to give her some money to start a small business because then I know she would be able to grow it instead of just spending it for their daily needs. She answered me with, “Oh. There are already so many businesses in our area. I couldn’t do sari-sari store, or sell kakanins anymore because people are already selling them around my area.” 

Instead of thinking about the possibility of having a business and finally earning an income, she already dismissed the idea of even starting one because she didn’t like the competition. It’s sad – in a way. The reason why you’re still poor is that you want easy money.

Actually, I’m pretty sure we all want easy money. Unfortunately, “easy money” doesn’t exist. You have to put in the effort, time, sweat, blood, tears, money, and sometimes your saliva (laway sa bisaya) to make money. I’m not saying you have to get rich NOW. Everything starts from small. What I’m saying is – it’s time to start NOW.


2. You Associate With The Wrong People

Does your family, friends, or co-workers encourage you to save money? Or do they always ask you to treat them for dinner? Do they always invite you to go to the club, eat in a fancy restaurant, and go shopping? Could it be that the reason why you’re still poor is that you’re in the company of people who’s income bracket is very far from yours?

You’ll get in trouble trying to live like your rich friends. Pay attention to how people around you behave when it comes to how they handle their money. There’s nothing wrong with going out every once in a while of course, but those who truly care for you will help remind you of your limitations as well. Someone who can say, “Hey Jane! Let’s have some pizza in your apartment instead of going out! We can save money that way!”


3. You Only Have One Source of Income

The majority of the people I personally know are employees. Sure, their income is fixed and salary regularly comes every month but they’re also the main ones who complain about why they don’t have enough money left anymore after paying the bills and paying their debts. Although debt is a huge problem most Filipinos are facing, relying on a single source of income can also be the main reason why you’re still poor. 

If you think you have skills, talent, or a business idea with good potential of growing, explore them and get out of your comfort zone. Get things done now and start finding ways to bring additional income to your household. 

I knew I was good at writing so I started looking for ways to make money through writing. I found Upwork (oDesk at that time) and made money by writing articles for clients from around the world. What are you good at? Take advantage of that.


4. You Blame Other People of Your Misfortunes

I was reminded of that one time I met a teacher who was having trouble getting her dream job at a Public School. She kept on saying how the Department of Education is rigged and that only those who have connections can get an item as a public school teacher. What amazed me was, she didn’t look defeated or hopeless at all. The next morning I saw her again carrying her enveloped, backpack, and umbrella. I asked where she’s headed and she said she was going to file her request for an item again. She wasn’t ready to give up. She said she’s going to keep on trying until someone takes notice of her.

When you stop finding an excuse on why you can’t earn yet or that things are not in your favor, and you keep it pushing regardless of how hard it may seem – that’s how magical things starts to happen. You can’t have the “victim mindset” all the time. Stop blaming people for not giving you the opportunity – keep it pushing until you create the opportunity yourself. 


5. You’re Not a Good Steward of God’s Blessings

I personally believe that God only showers His blessings to those who truly deserve them. A lot of people act high and mighty when they start to see themselves living comfortably than everyone else. These are the type of people who’s material wealth only lasts for a short while. The reason why you’re still poor could be because you’re not a good steward of God’s blessings.

Let me ask you this: what will you do if someone gives you 1 Million Pesos right now? (Imagine Bill Gates giving you this.) What’s the first thing that would come into your mind? Are you going to go shopping right away? Are you going to start a business, buy a house, get a new car?

I asked my father, who’s also a Reverend Pastor, the same question and his answer was: I’m going to first put away God’s 10%. 

Bring the whole tithe into the storehouse, so that there may be food in My house, and test Me now in this,” says the Lord of hosts, “if I will not open for you the windows of heaven and pour out for you a blessing until it overflows.”

Malachi 3:10

Now’ you’re probably wondering why so many Christians are still poor. This is a long discussion and I still have a lot to learn myself. However, I do know that our lives as Christians aren’t measured base on material wealth – we can be rich in good deeds, compassion, and love. Does this mean that we shouldn’t get up every day and work hard to be able to give a comfortable life for our loved ones? No. This only means that while we strive for a comfortable life, we must also let our spirit grow richer as the days go by. Establishing a personal relationship with God is extremely important if you want to achieve your goals in life. Trust me, I’ve seen His power work in my life. I pray and believe you do too. merchandise

Personalized Planner A4 Size High Quality Paper 30 Pages for Christian Women

I created this planner with two things in mind: 1-to help you put into words your plans in life and 2-to remind you that God, in the end, will ultimately decide what is best for you. This planner is to encourage you to dream, work hard to achieve that dream, and let God accompany you in your life's journey.


Personalized Planner A4 Size High Quality Paper 30 Pages for Christian Men

I created this planner with two things in mind: 1-to help you put into words your plans in life and 2-to remind you that God, in the end, will ultimately decide what is best for you. This planner is to encourage you to dream, work hard to achieve that dream, and let God accompany you in your life's journey.


One thought on “Top 5 Reasons Why You’re Still Poor

  1. The top reasons you mentioned are the very ones why most OFW whom I know stay poor even though they live in a richer country.
    Many have been working here for 20-30 years and they have nothing but utang


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